Individuals

Personal Account with Automatic Fiat-to-Crypto Conversion

Deposit fiat into your own account and have it converted to stablecoins in your wallet automatically — no company, no monthly fee, no minimum balance.

Free to openNo monthly feeNo minimum balance

Why individuals choose STABIQO

Your own wallet, your own keys

Conversions are sent to a wallet address you control. You are not holding a platform IOU — the stablecoins are yours on-chain.

Fiat in, stablecoins out — automatically

Turn on auto-conversion and every deposit is converted to USDC or USDT at the percentage you set. No manual trading, no exchange account.

No business required

Open the account as an individual in your own name. Verification is fast, and there is no company paperwork to produce.

Multi-currency from day one

Hold USD, EUR, GBP, MXN and BRL in one account and send international transfers in 30+ currencies when you need to.

What you get

USD, EUR, GBP, MXN and BRL account details in your own name
Automatic conversion to USDC or USDT
Payouts on Ethereum, Solana, Polygon, Base and Arbitrum
International transfers in 30+ currencies
No monthly fee and no minimum balance
Two-factor authentication and app PIN
Mobile app with a full activity log
Deposit instructions you can share with anyone paying you

How it works

1

Open your account

Verify your identity — usually under a minute for individuals.

2

Add your wallet address

Paste the address you want stablecoins sent to and select its network.

3

Turn on auto-conversion

Choose the percentage, the asset and the chain. 100% converts everything automatically.

4

Deposit and receive

Top up by bank transfer, or share your account details with anyone who needs to pay you.

Frequently asked questions

Do I need a company to open an account?

No. Individuals can open an account in their own name and receive payments or deposit funds directly.

Where do the stablecoins go?

To a wallet address you provide. You choose the asset and the network, and each conversion produces an on-chain transaction you can verify.

Can I turn auto-conversion off?

Yes. Set the conversion percentage to 0% and your balance simply stays in fiat until you decide otherwise.

Is there a monthly fee?

No monthly fee and no minimum balance. You pay a single conversion fee when money is converted or moved.

Open your account

Join freelancers and businesses already using STABIQO to get paid internationally.

Open your free account
STABIQO

STABIQO is a software platform, not a bank. Financial infrastructure is provided by Bridge. KYC/KYB and account approval are subject to Bridge review. Crypto transfers may carry blockchain risks.

STABIQO acts only as a gateway and interface. All identity verification (KYC/KYB), compliance reviews, and account approvals are performed by Bridge. Powered by Bridge API infrastructure.